3644 HIAWATHA TERRACE CRYSTAL RIVER FL 34428

Overview of 3644 N Hiawatha Ter

Crystal river waterfront canal home with personal dock + ~$82k gross income + direct gulf access a rare opportunity to own a top-performing waterfront property in one of crystal river’s most established boating communities, combining strong income, direct water access, and a clean, turnkey ownership experience. Now operating in its fully updated condition, the home has produced approximately $82,000 in gross rental income over the past 12 months (march 2025–march 2026), offering proven, stabilized performance while still allowing for personal use. Positioned on a quiet canal with direct access to kings bay, three sisters springs, and the gulf of mexico, the property delivers the lifestyle guests consistently seek. The dock provides immediate boating access, making fishing, scalloping, kayaking, and sunset cruising part of everyday ownership. Kayaks convey, reinforcing a true on-the-water experience. Inside, the home presents as clean, comfortable, and guest-ready, with a functional 3-bedroom, 2-bath layout designed to support both personal enjoyment and strong occupancy. The kitchen features granite countertops, modern appliances, and an efficient layout great for entertaining and everyday use. Major system updates have already been completed, including full repipe, updated ac, water heater, plumbing, and sewer connection, offering buyers confidence in the home’s infrastructure and reducing near-term capital expense risk. Located just minutes from historic downtown crystal river, waterfront dining, shopping, and the area’s world-renowned springs, the property is ideally positioned to continue attracting short-term rental demand. Whether you're seeking a high-performing short-term rental, a waterfront second home with income potential, or a long-term investment, this property offers a compelling combination of strong revenue, essential updates, and direct gulf access. High-income waterfront opportunities like this are increasingly rare in crystal river.

This lovely single family home was built in 1980 and features 3 bedrooms, and 2 full bathrooms. This home for sale is 2,376 square feet, with 1,680 sq ft being air conditioned living space. The home has a 1 car garage and does not have a private swimming pool.

Directions to this property are as follows: Hwy 19 N, Left On 19th St, Right On Hiawatha, Home On The Left.

Please contact your ZFC agent for more information about MLS# MFRTB8472132 or any other homes for sale in Crystal River or elsewhere in the Citrus County area.